Privacy Policy

Last updated: April 28, 2026

HOInsurance.com ("we," "our," or "us") is operated by Tomlinson & Co Inc, a licensed Florida insurance agency. This Privacy Policy explains how we collect, use, disclose, and protect information when you visit our website or submit a quote request.

1. Information We Collect

We may collect the following types of information:

Personal Information: Name, address, phone number, email address, and property details you provide when requesting a quote.
Usage Data: Pages visited, time spent on the site, browser type, and IP address — collected automatically via cookies and analytics tools.
Communications: Any information you send us via phone, email, or web form.

2. How We Use Your Information

To provide you with homeowners and flood insurance quotes
To contact you about your quote request or policy
To improve our website and services
To comply with legal and regulatory requirements as a licensed insurance agency
To send relevant insurance information (you may opt out at any time)

3. Information Sharing

We do not sell your personal information. We may share your information with:

Insurance carriers to obtain quotes on your behalf
Service providers who assist in operating our website (e.g., form processors, analytics)
Regulatory authorities when required by Florida law or federal regulation

4. Cookies

Our website may use cookies and similar tracking technologies to enhance your experience and analyze site traffic. You can control cookie settings through your browser. Disabling cookies may affect some site functionality.

5. Data Retention

We retain your information for as long as necessary to provide services, comply with legal obligations, and resolve disputes. Insurance-related records are retained in accordance with Florida Department of Financial Services requirements.

6. Your Rights (Florida Residents)

Florida residents may have rights under applicable law, including the right to:

Request access to personal information we hold about you
Request correction of inaccurate data
Opt out of marketing communications

To exercise these rights, contact us at info@hoinsurance.com.

7. Security

We implement reasonable technical and organizational measures to protect your information. However, no internet transmission is completely secure, and we cannot guarantee absolute security.

8. Third-Party Links

Our website may link to third-party sites (such as insurance carrier portals). We are not responsible for the privacy practices of those sites and encourage you to review their policies.

9. Children's Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of the site after changes constitutes acceptance.

11. Contact Us

If you have questions about this Privacy Policy, please contact us:

Tomlinson & Co Inc
Altamonte Springs, FL 32714
Phone: 800-616-1418
Email: info@hoinsurance.com
Website: hoinsurance.com